We provide insurance coverage to many industries and have a wide array of services available to our clients.  Our partnerships make us one of the largest independent insurance agencies in the Saint Louis Metro area.  We offer Property and Casualty and Employee Benefits to employers of varying industries. 


  • National Account Placement Capabilities and Claim Management Handling
  • Industry Specific Placement Programs
  • Captive Facilities and Program Administration
  • 24/7 Claim Availability and Claim Management
  • Risk Management & Loss Control Services
  • Merger and Acquisition Assistance
  • Bonding Facilities and Placement
  • Associated Risk Managers affiliate (ARM)
  • Keystone Group Affiliate


  • Monthly Webinar and Compliance Updates
  • Electronic Enrollment and Onboarding Capabilities
  • Live Human Resources Training and Assistance
  • Medical Director on Staff
  • Data Analytics and Reporting
  • Wellness Program Implementation and Availability
  • Benefit Advisors Network affiliate (BAN)



                               The Kozel Group Insurance Services